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NEW YORK'S
HIT-AND-RUN ACCIDENT ATTORNEY

The driver fled. Your claim didn’t. HaddLegal pursues no-fault benefits, uninsured motorist coverage, and MVAIC claims for New Yorkers struck by drivers who left the scene.

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Randy Haddad, Esq., New York personal injury attorney and founder of HaddLegal
Written and reviewed by
Founder, HaddLegal · Admitted to the New York State Bar · J.D., New York Law School
Last updated: August 27, 2026

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HIT BY A DRIVER WHO FLED?

A hit-and-run DOES NOT mean you have no case

The driver disappeared. The police may never find the vehicle. The insurance company may already be questioning whether you have a claim at all. None of that ends your right to recover.

As a New York car accident lawyer, HaddLegal represents injured New Yorkers after hit-and-run crashes involving cars, trucks, Uber and Lyft vehicles, commercial and delivery vehicles, motorcycles, e-bikes, scooters, and pedestrians. We move fast to preserve evidence, identify every available layer of insurance coverage, and pursue every source of compensation the law allows.

Under New York Vehicle and Traffic Law § 600, a driver involved in a crash causing injury or property damage must stop, exchange information, and report the incident. That criminal case is separate from your civil injury claim — and your claim is where compensation actually comes from.

Evidence Disappears Fast

What to do after a hit-and-run accident in New York

01

Call the police immediately

A police report documents that the crash happened and that the other driver fled. It anchors every claim that follows.

02

Get medical treatment today

Do not wait to see whether the pain fades. A gap in treatment is the first thing an insurer uses against you.

03

Look for cameras and witnesses

Dash cams, storefront and Ring cameras, traffic cameras, plate fragments, vehicle debris. Much of it is overwritten within days.

04

Notify your insurance company

Even with the other driver gone, coverage may exist through your own policy, a household policy, UM coverage, or no-fault.

05

Call a hit-and-run lawyer first

Before you give a recorded statement, and before you accept any insurer’s claim that you “don’t have a case.”

COVERAGE PATHS

Who pays for a hit-and-run accident in New York?

Identifying the correct source of compensation is the single biggest issue in a New York hit-and-run case. Depending on the facts, more than one path may apply.

Uninsured motorist coverage

Benefits generally come from the vehicle you occupied, the vehicle that struck you if you were a pedestrian, your household auto policy, or MVAIC if no policy exists.

No-fault insurance benefits

New York no-fault insurance may cover medical expenses, lost earnings, and certain other necessary expenses after a hit-and-run accident, regardless of who caused the crash. Coverage may be available through the vehicle you occupied, a household automobile policy, or MVAIC when no other applicable policy exists.

MVAIC

May apply where a person injured in a New York crash meets eligibility requirements, including residency and the absence of other coverage.

The at-fault driver's insurance

If police, witnesses, video, or investigation later identifies the driver who fled, a claim can be brought directly against their carrier.

Commercial and rideshare policies

If the fleeing vehicle was a delivery van, truck, taxi, Uber, or Lyft, additional commercial insurance coverage may apply. A New York Uber and Lyft accident lawyer can investigate the driver’s status and determine which personal, commercial, or rideshare policies were active when the crash occurred.

STRUCK WHILE WALKING

Hit-and-Run accidents involving pedestrians

Pedestrians are the most exposed victims in hit-and-run crashes. These cases commonly involve drivers who fail to yield in crosswalks, vehicles backing up, speeding and turning drivers at intersections, delivery and rideshare vehicles, e-bikes and scooters, and drunk or distracted drivers.

If you were struck while walking, a New York pedestrian accident lawyer can investigate available no-fault benefits, household coverage, uninsured motorist coverage, MVAIC eligibility, and evidence that may identify the fleeing driver.

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KNOW THE PLAYBOOK

Why insurance companies fight hit-and-run claims

Insurers know hit-and-run claims are confusing, and they use that confusion against injured people. Expect to hear some version of:


You can’t prove another vehicle caused the crash

There is no available coverage

Your injuries aren’t serious enough

Your treatment was delayed

You missed a deadline

Your injuries were pre-existing

You didn’t report the accident properly

You’re exaggerating your damages

 

The driver fled. You were injured. The insurance company does not get to hide behind the confusion.

Our process

How HaddLegal builds a hit-and-run case

We build these files like litigation from day one — because leverage created early is what forces a carrier to take the claim seriously.

Obtaining the police report and investigation records
Locating and interviewing witnesses
Identifying available no-fault coverage
Analyzing vehicle debris and impact evidence
Reviewing uninsured motorist coverage
Collecting complete medical records
Investigating MVAIC eligibility
Documenting lost wages
Sending evidence preservation letters
Preserving proof of serious injury
Canvassing for video footage
Preparing the case for trial if necessary

WHERE WE PRACTICE

Hit-and-run accident lawyer serving NYC and Long Island

Hit-and-run crashes cluster around intersections and crosswalks, parking lots, highway on-ramps, school and construction zones, commercial loading areas, rideshare pickup zones, nightlife districts, and quiet residential streets. New York traffic is chaotic — but chaos is not a defense.

Related cases we handle

Hit and Run Accident FAQs

A hit-and-run accident happens when a driver involved in a crash leaves the scene without stopping, exchanging information, or reporting the incident as required by law. In New York, leaving the scene of an accident involving injury can result in serious penalties under Vehicle and Traffic Law § 600.

Yes. You may still have options through no-fault insurance, uninsured motorist coverage, MVAIC, or the fleeing driver’s insurance if the driver is later identified.

Medical bills may be paid through no-fault insurance, your own auto policy, a household policy, the policy covering the vehicle that struck you, or MVAIC if no other coverage is available. The New York Department of Financial Services explains that MVAIC may apply where no auto policy exists in the household.

MVAIC stands for Motor Vehicle Accident Indemnification Corporation. It may provide benefits to eligible people injured in New York motor vehicle accidents where no other insurance coverage is available.

Yes. A police report is extremely important. It helps document that the accident happened, that the other driver fled, and that you reported the crash.

You may still have a claim. Pedestrians injured by hit-and-run drivers may have access to no-fault benefits, uninsured motorist coverage, MVAIC, or other insurance depending on the facts.

In New York motor vehicle cases, pain-and-suffering claims generally require proof of a serious injury under Insurance Law § 5102(d). The value of pain and suffering settlements in New York depends on the severity and permanence of the injuries, medical treatment, lost income, available coverage, and the effect of the injuries on daily life.

Immediately. Video footage can be erased, witnesses can disappear, and insurance deadlines can be missed. A lawyer can help preserve evidence and identify coverage quickly.

You are not just dealing with an accident.

You are dealing with insurance companies, defense attorneys, and a system designed to reduce your claim. We fight back. Call now for a free consultation. No fee unless we win.

NO COST. NO RISK. JUST JUSTICE.

FREE CONSULTATION

Request a free consultation with HaddLegal to discuss your New York hit-and-run accident claim. There is no cost or obligation, and no attorney’s fee unless compensation is recovered.

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